Cyber Risk

Data Breach
Data breaches are a growing problem for businesses, regardless of size or industry. According
to Visa, 85 percent of data breaches occur at small businesses. Further, 60 percent of small
businesses victimized by cybercrime shut down within six months.1

Any business that transmits, collects or stores private information, or works with those who do,
is at risk for a data breach. Private information includes social security numbers, bank account
numbers, credit card numbers, personnel files, medical records and more.

Learn more about best practices for protecting private data and payment card information:

Download the Best Practices for Securing Personal Information
Download the Best Practices for Securing Payment Card Information

For more information about Data Breaches and how to prevent them, please visit our partner eRiskHub®

The eRiskHub® provides

  • Cyber Risk Assessments
  • Data Privacy Sample Policies and Best Practices
  • A Data Breach Cost Calculator
  • The latest news and information about Cyber Risk

1: Per a study cited by the U.S. House Small Business Subcommittee on Health and Technology.

 

Identity Theft Services
An identity is stolen every four seconds in the U.S. If you are ever a victim of identity theft, restoring your identity to pre-theft status can be costly and time consuming.

Through our partnership with ID Experts, you have access to purchase discounted packages that include:

  • Identity theft monitoring
  • Recovery and $20,000 in reimbursement insurance if a theft does occur

You have four packages to choose from, depending on the level of credit monitoring you elect to purchase.
Click below to learn more about each package.

Package 1

FraudStop™ Credit Edition provides you with 12 months of credit monitoring services through TransUnion. ID Experts will keep you up-to-date on new identity theft scams, tips for protection, legislative updates and other topics associated with maintaining the health of your identity. You will also have access to the ID Experts team and the online resource center for news, education, and advisory services. If you suspect that your personal information is being misused, a Personal Recovery Advocate will be assigned to your case to assess, stop, and reverse any fraudulent activity. In the event of a confirmed identity theft, you may be eligible for reimbursement for expenses related to that theft. Visit ID Experts for pricing and reimbursement information >>

Package 2

FraudStop™ Credit Edition with CyberScan provides you with credit monitoring and alerts through TransUnion. CyberScan monitors criminal websites, chat rooms, and bulletin boards for illegal selling or trading of your personal information. ID Experts will keep you up-to-date on new identity theft scams, tips for protection, legislative updates and other topics associated with maintaining the health of your identity. You will also have access to the ID Experts team and the online resource center for news, education, and advisory services. In the event of a confirmed identity theft, you may be eligible for reimbursement of up to $20,000 for expenses related to that theft. Visit ID Experts for pricing and reimbursement information >>

Package 3

FraudStop™ Tri-Bureau Credit Edition provides you with 12 months of automatic daily credit monitoring and alerts from the three credit bureaus -- Experian, Equifax and TransUnion. ID Experts will keep you up-to-date on new identity theft scams, tips for protection, legislative updates and other topics associated with maintaining the health of your identity via a monthly e-newsletter. You will also have access to the ID Experts team and the online resource center for news, education, and advisory services. In the event of a confirmed identity theft, you may be eligible for reimbursement of up to $20,000 for expenses related to that theft. Visit ID Experts for pricing and reimbursement information >>

Package 4

FraudStop™ Tri-Bureau Credit Edition with CyberScan provides you with 12 months of automatic daily credit monitoring and alerts from the three credit bureaus -- Experian, Equifax and TransUnion. CyberScan monitors criminal websites, chat rooms, and bulletin boards for illegal selling or trading of your personal information. ID Experts will keep your up-to-date on new identity theft scams, tips for protection, legislative updates and other topics associated with maintaining the health of your identity via a monthly e-newsletter. You will also have access to the ID Experts team and the online resource center for news, education, and advisory services. In the event of a confirmed identity theft, you may be eligible for reimbursement of up to $20,000 for expenses related to that theft. Visit ID Experts for pricing and reimbursement information >>